Dana and ShopeePay are the two most recognized digital electronic wallets today. What is the difference between these two digital e-wallet applications and which one is the best? To find out, we assigned one of the authors who happened to have these two ewallet applications to review the advantages and disadvantages of both and write down the results in this article. The comparison results show that Dana excels as an electronic wallet that has many features, can be used at various merchants with various promos and paylater features, while ShopeePay can only be used for shopping on the Shopee application. The advantage of ShopeePay is that it is part of the Shopee ecosystem, lots of cashback promos, paylater loan facilities and cash. However, both Dana and ShopeePay are electronic wallets, e-wallets, officially licensed by Bank Indonesia that are safe and credible. We will briefly discuss the difference between Dana vs ShopeePay. Which is better to use for online transactions and payments? DANA is a payment system service application in the form of electronic money, electronic wallet, fund transfer, as well as other supporting services, on a mobile basis that can be used through Telecommunication Devices. Applications can be downloaded through the Play Store, App Store, or AppGallery. As of January 20222, this app has been downloaded on the Play Store more than 50 million times. Dana is one of the most complete electronic wallets. Starting from domestic needs and routine expenses such as paying bills for electricity, water, internet, BPJS contributions, buying credit, to other needs, you can do this through this application. The minimum top up is IDR 10,000 which is very affordable. This helps users who have limited finances. Cooperate with many merchants and partners.
5. Special promotions and other benefits.
Making Fund payments is acceptable in many places. Loans are available in the form of PayLater. DANA Paylater is a feature in the application in order to provide financing for product purchases with payments in installments for Users, which is held in collaboration with appointed partners. Users can upgrade to a DANA Premium account by selecting the 'Verify Your Account' option on the profile page, then taking a photo of their ID card, verifying their face, and entering their ID number. After that, users just have to wait until the biometric and identity verification process is approved by DANA. 5. Special promotions and other benefits. The appearance of the DANA application is not efficient enough so that it tends to be difficult for new users to understand. DANA even provides vertical and horizontal categorization when displaying a list of its services, even though there is no significant difference in the information displayed by the two. The application sometimes exits by itself when trying to access DANA features. The weaknesses of the DANA application according to reviews of several users on the Play Store include: there are cases of unilateral account freezing and transaction processes that take a long time.
Offline transactions with merchants who accept payments via QRIS and ShopeePay.
The Paylater feature can only be accessed and used by Premium Account Users. ShopeePay is a digital wallet service offered by Shopee e-commerce. Online transactions on the Shopee application or website. Online transactions can also be done outside of Shopee, such as in the Merchant application or website. Offline transactions with merchants who accept payments via QRIS and ShopeePay. Receive or transfer payments to your contacts and withdraw balances to your bank account. Shopeepay is safe because it is part of the Shopee online shopping application that has an official license to operate in Indonesia. The existence of ShopeePay makes it easier for us to transact. We don't need to bother transferring money to the seller, because the balance in ShopeePay will be automatically deducted. One of the advantages of ShopeePay is that it is easier to top up.
Starting from small multiples of cashback, to large multiples.
You could say it's very easy. Because, ShopeePay can be filled from anywhere. Starting from bank transfers, both ATM and banking, instant debit, and top up at Alfamart and Indomaret outlets. Online transactions do offer convenience, but when they don't go the way they want, they're quite inconvenient too. Like when canceling an order for one reason or another. If you haven't sent money, it's fine, but it will be a problem if you have sent money. One of the advantages of ShopeePay can indeed be seen from the very practical side of refunds. When I cancel the order, Shopee will confirm with the seller first. Not long after, the funds will return in the form of ShopeePay again. The cashback offered to ShopeePay users is very diverse. Starting from small multiples of cashback, to large multiples. It depends on which store or merchant is being offered. ShopeePay offers several free shipping vouchers for its users.
The main purpose of ShopeePay is to pay for online transactions at Shopee.
This of course is an added value for ShopeePay. Because, people will happily transact with ShopeePay just to get free shipping. Some e-wallets limit the balance limit used by their users in a daily period. The balance limit applied is usually in the range of IDR 2 million. Well, for ShopeePay itself, it has a limit of up to Rp. 10 million. The existence of SPaylater that is connected to ShopeePay allows consumers to get a limit limit that can later be used immediately. Shopee also offers cash through Shopee loans or SPinjam. The main purpose of ShopeePay is to pay for online transactions at Shopee. However, it is not impossible that in the future ShopeePay will become an e-wallet that can be used to pay for cross-platform transactions. For now, this service has not been provided by ShopeePay. Payment for online marketplace transactions is currently limited to Shopee only. This is one of the shortcomings of ShopeePay that I feel. Unlike other e-wallets, the withdrawal of ShopeePay balance to the account is quite long. From the myriad of conveniences offered by ShopeePay, of course this can be a separate note.
This is of course very unfortunate.
I had to wait quite a while to get a withdrawal from ShopeePay. Not without reason. The long withdrawal of the balance occurred because Shopee had to verify the bank first. This verification is not done by other e-wallet. Because, other e-wallets usually offer balance withdrawals to the account directly. The last drawback of ShopeePay that I feel is that I can't withdraw cash directly. This is of course very unfortunate. Moreover, Shopee already offers convenience in top-up balances, so I feel something is missing. Several times I filled up too much balance, so I wanted to withdraw it directly through Indomaret/Alfamart outlets. But apparently this service has not been provided by Shopee. In the future, if this service can be provided by Shopee, it is not impossible that there will be more users. Superior funds as an e-wallet that has many features and offers many promos at various partner merchants. ShopeePay is suitable for those who use services in the Shopee ecosystem because the system is well integrated, has lots of promos and can apply for paylater loans or cash.
9 Ways to Get Rid of Stickers on Motorcycles, Smooth Back Again!
Are you planning to buy an automatic car? Or planning to ride it in the near future? Maybe you already know that the way to drive an automatic car is different from the usual car, which shifts the gears manually. Automatic cars have automatic transmissions, where the automatic car gearshift system is designed to be able to move without having to step on the clutch pedal. Automatic transmission has two types of systems, both of which are also known to be simpler and easier, namely semi-automatic and automatic systems. This is How to Check Jakarta Number Plates, Easy! Even though it's automatic, it doesn't mean that driving an automatic type car is just playing the gas and brakes. You also have to be required to have a good feeling in measuring engine power because automatic cars also have transmissions that you can adjust depending on your needs. You will meet the automatic transmission lever with the code P, R, N, D, D3, 2 and L. If you are a new player in driving an automatic car, you are definitely confused by the letters and numbers that are rarely found. 9 Ways to Get Rid of Stickers on Motorcycles, Smooth Back Again! How to Check Vehicle Number Plate Owners Online, Easy! Complete Car Window Film Price List, Must Know! Well, to help you recognize a dead car gear, Qoala will explain in full about automatic car gear, from how to drive it, the meaning and function of each of the codes above and other information you need to drive an automatic car through this review.
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If it's your first time driving an automatic car, you may be a little confused about how to drive it. Especially if you are used to using a manual car, which has a different way of operating the gear from the automatic one. This is because you don't have to adjust the clutch or shift gear because it's done automatically. You just need to stop and go without shifting gears or playing the clutch. But if you are not used to having to be careful, you might get confused between the brake pedal and the pedal or the wrong way to use the automatic car gear. Not infrequently heard of accidents because they are not familiar with how to shift gears automatic cars that are not familiar. Therefore you must know some important things in how to drive an automatic car below. As a beginner you need to be careful so that the lever is always in the correct position. First before starting the engine, the lever position must be in the P position or in the N position. Do not position the lever in reverse or R, these positions are used to reverse. If the lever is in the R position, the car will not start when it is started.