You can easily check Prudential's balance using a mobile phone, either using the internet, via SMS, or by telephone. Prudential Insurance offers life insurance protection as well as cash value benefits from unit link investments that can be taken at any time. This is an interesting advantage because Prudential's balance can be withdrawn when needed. This cash value is stored in the form of a balance that Prudential Insurance customers can check periodically. This way to check Prudential's insurance balance is safe and easy to do, especially if you can see it directly through the cellphone screen. In this article, Lifepal will discuss what steps you can take. Lifepal also presents a number of pure life insurance products that can provide many benefits and protections. Check and compare the policies by filling out the form below! Unit link insurance provides additional benefits in the form of investment value for Prudential life insurance customers. You can check Prudential's balance via SMS this way. PRUsms provided by Prudential for its customers. Policy Number, Telephone Identification Number (TIN) password, and email address.
Transfer and placement of investment funds.
Enter the number 2 for Policy Specific Information and send it. Enter number 2 for Unit Balance and send it. Enter the Policy Number then send. Enter your TIN password and submit. A notification appears how much is the balance in your Prudential policy. The balance information is also sent by Prudential via SMS. When using the PRUsms service, quite a lot of customers do not know how to get a Telephone Identification Number (TIN) password. The following are the steps for requesting a TIN password for PRUsms access. Press number 1 for Indonesian or press number 2 for English. Press 1 for Interactive Auto Service. Press 1 for your Policy Specific Information. Press 1 for TIN Information. Press 1 to make a TIN Request. Enter the Policy Number then follow the steps prompted next. To note, this PRUsms service requires customers to provide sufficient balance. Prudential also has a way to check balances online by accessing PRUaccess. PRUaccess service is an online facility based on a website or application to obtain balance information using a user id and password. Transfer and placement of investment funds. Premium leave termination facility. In this PRUaccess application, customers can also check Prudential balance online. For those of you who don't have a PRUaccess account, registration can be done in two ways, namely registering directly on the official website or through an application installed on a personal smartphone. Below are the steps for registering a PRUaccess account via the official website. Look for the Register Now option. Once on the PRUaccess Registration page, enter the requested data and then follow the next steps until the registration is successful.
If you have finished registering and have an account, just log in to PRUaccess. Then select the Policy Info menu to find out how much is the balance of the premium paid each month. At the Prudential Customer Line at 1500085, customers can also check balances. The Prudential Customer Line is available 24 hours for 7 days on an interactive automated service. The policy cooperates with the bank. Prudential Customer Line 1500085 service can be contacted from 07.00 - 19.00 on Monday - Saturday. When using this Prudential Customer Line service, always make sure you have these things ready. Telephone Identification Number (TIN) password.
There is a minimum balance that must be left after you take the cash value.
Can Prudential balance be withdrawn? Not only can you check, but the Prudential balance which is the result of this investment you can take at any time. But of course there are provisions that you must understand and comply with before withdrawing this balance. For example, there is a minimum withdrawal amount and a minimum remaining balance. In addition, there are several files that you also need to fill in when you want to withdraw your Prudential balance. The balance can also be taken in part or in full. However, if you withdraw the entire balance, of course this will also automatically make your policy inactive. There is a minimum balance that must be left after you take the cash value. 1. Withdraw a minimum of IDR 1 million with a minimum remaining balance of IDR 15 million for Prudential investment products (sharia and conventional). 2. Withdraw a minimum of IDR 500 thousand with a minimum remaining balance of IDR 1 million for conventional Prudential insurance products. 3. Withdraw a minimum of IDR 1 million with a minimum balance of IDR 3 million. Policy status is active or not on premium leave.
You can directly contact the agent to start the disbursement process.
Minimum withdrawal amount and remaining balance according to the rules. The name of the account holder is the same as the name of the policy holder. The signature on the withdrawal form is the same as the signature on the policyholder's identity. Prepare supporting documents, including photocopies of personal identification (KTP, SIM, Passport), photocopies of policyholder account books, Prudential balance withdrawal forms, additional Prudential withdrawal statements. There are three options for withdrawing your Prudential balance that you can choose. When it comes to disbursement and claims, the easiest way is through an agent. This is because agents understand more about the stages that must be passed for these various processes. You can directly contact the agent to start the disbursement process. However, if the old agent is no longer active, you can contact Prudential customer service to request information about the new agent or the disbursement process.
If you want to get a faster response, you can contact customer service on weekdays. Next you will be guided for the disbursement process. You can also come directly to Prudential's head office or branch if the distance is affordable from where you live. You can immediately get information about the disbursement of funds there. Previously, don't forget to prepare various supporting documents needed so that the disbursement process can be processed and you don't have to go back and forth to Prudential's office. In addition to investment benefits, the basic coverage of life insurance is cash compensation. The amount will depend on the premium you pay each month. To find out how much cash compensation suits your needs, find out with the Lifepal sum assured calculator below. If you still have questions or want to know the full benefits of Prudential Unit Link Insurance, just consult on the Insurance Consultation page. Pay premiums on time to avoid policy lapse, what does that mean? Every insurance customer, including Prudential customers, has an obligation to pay premiums regularly every month so that the protection benefits of the insurance itself can be felt. On the other hand, paying premiums on time can have bad consequences for customers. The bad consequence of being late paying or not paying insurance premiums is the occurrence of a lapse condition. In insurance, lapse is the cancellation or cessation of the policy's effective period due to expiration of the agreement period or delay in paying insurance premiums. In other words, the occurrence of a lapse can result in the end of insurance protection for the customer or the insured. In unit-linked insurance, late paying premiums does not result in a lapse because the absence of premiums will be covered by investment funds or cash value that was previously obtained.