Merchant FAQs - OVO

"OVO Merchant" is a merchant who has gone through the registration procedure to become an OVO Merchant and has been registered as an OVO Merchant so that he can accept payment transactions made using OVO Cash or can receive OVO Points exchange ("OVO Transactions"). 3. receive funds generated from OVO Transactions regularly from us by transfer to the bank account that you have registered. We will transfer your OVO Transaction funds after deducting the MDR to the account that you have registered no later than 2 (two) working days since the OVO Transaction is successful. "Merchant Discount Rate" or abbreviated as "MDR" is a number of rates in percentage that we charge you from each of your OVO Transaction funds. MDR is charged for processing our OVO Transactions and MDR will be taken directly from each of your OVO Transaction funds. We will notify you of the MDR percentage that we will charge you after you register or before you activate your OVO Merchant account. The MDR percentage for each OVO Merchant may vary depending on several factors including; the method of receiving OVO Transactions used, the type and scale of the OVO Merchant's business, etc. If you are an OVO Merchant who accepts OVO Transactions with the help of devices in the form of an EDC terminal, online push to pay, etc. in addition to QRIS scanning, we will send your OVO Transaction history to the email you registered to receive OVO Transaction reports every working day. you (including information about your bank account). It should be noted that any changes to your data and information must be notified to us before you take effect.

Please ensure that the contact you provide to us is correct, valid and active.

3. register in other ways as we provide from time to time. After your registration is accepted and approved by us, you are required to give your agreement to the terms and conditions of OVO Merchant ("T&K OVO Merchant") or approval of the OVO Transaction acceptance agreement or merchant agreement (if applicable) before you can accept OVO Transactions. We will convey the results of your registration via Short Message Service (SMS) to the mobile phone number of your store representative, which you have notified us at the time of registration. Please ensure that the contact you provide to us is correct, valid and active. We are at 1500167 to find out the results of your registration. The following are general obligations and restrictions that apply to those of you who are registering to become an OVO Merchant and to those of you who have registered as an OVO Merchant. 2. carried out in bad faith and cause harm or may cause harm to OVO, such as; Fake or fictitious OVO Transactions or internal OVO Transactions between OVO Merchant and OVO Merchant employees, agents, or representatives, and/or OVO Transactions that are carried out to disrupt, damage, deceive, and/or take advantage of the shortcomings of the OVO system. The OVO Merchant Application or OVO Merchant App is a mobile application that you can download to facilitate you to; accept OVO Transactions (specifically for receiving OVO Transactions with the QRIS scanning method), receive a history of OVO Transactions that have been carried out, and access our other facilities as available from time to time. For now, the OVO Merchant Application can only be enjoyed by OVO Merchant whose method of receiving OVO Transactions uses a QRIS scan. You can download the OVO Merchant Application through your respective device and log in or sign up on the OVO Merchant Application so that you can take advantage of it.

Even so, you will still go through the verification process for each of these additional devices.

You only need to use the mobile number that you have registered to access your OVO Merchant account. You can install the OVO Merchant Application on more than 1 device. Even so, you will still go through the verification process for each of these additional devices. "QRIS" or "Quick Response Code Indonesian Standard" is a standard Quick Response Code (QR code) for payments set by Bank Indonesia to be used to facilitate contactless payment transactions through scanning in Indonesia. We have adjusted our QR code to the QRIS standard in accordance with the provisions set by Bank Indonesia. In addition, by following the QRIS standard, we can accept payments by scanning QR issued by other payment instrument publishers that have also followed the QRIS standard. QRIS MDR is the MDR that we charge to OVO Merchant specifically for processing OVO Transactions carried out through QRIS scanning. In accordance with the Decree of the Deputy Governor of Bank Indonesia number 21/1/Kep.DG/2019 concerning Determination of Schemes and Fees for Processing Payment Transactions Facilitated by Quick Response Code Payments based on the National Standard Quick Response Code for Merchant Presented Mode Payments, MDR QRIS should have been implemented as of the 1st January 2020, however, to encourage the adoption of QRIS transactions in the market until February 29, 2020, the MDR QRIS charged is 0% per OVO Transaction. In line with efforts to assist and encourage the acceleration of digital economic growth, as of March 1, 2020, all OVO Merchants who accept OVO Transactions with QRIS scanning must be subject to MDR in accordance with Bank Indonesia policy. The MDR QRIS percentage only applies to OVO Transactions made with the QRISOVO scanning method. Regular Merchant is an OVO Merchant engaged in ordinary commercial business that sells commercial products outside of education and/or general fuel services and is not a party that utilizes OVO Transactions for the purposes of distributing social assistance, tax collection, non-tax state revenue., or other social donations.

Example: - OVO Merchant A is a merchant with the "regular" category where the MDR charged to it is 0.7% per OVO Transaction made with a QRIS scan. One day OVO Merchant A received an OVO Transaction with a QRIS scan of IDR 1,000,000. Of the OVO Transaction funds worth Rp. 1,000,000, 0.7% or Rp. 7,000 will be taken as MDR. So that OVO Merchant A will receive OVO Transaction funds of IDR 1,000,000 minus IDR 7,000, which is IDR 993,000. In addition, the MDR charged to OVO Transaction funds does not include value added tax. Not. MDR is borne by OVO Merchant and is not charged to consumers. This prohibition is also regulated by Bank Indonesia. You just have to show the QRIS to your customers and ask your customers to scan the QRIS and make payments via the customer's OVO application. Select the "profile" menu at the bottom of the front page of the OVO Merchant Application. Send screenshots of QRIS to customers via the chat application you use with your customers. Direct your customers to scan the QRIS screenshot that you have sent using your customer's OVO application by selecting the scan menu, then selecting the "upload QR" sign and selecting the QRIS photo you have sent.

To overcome this you can download the OVO Merchant Application through your respective device.

After the payment is made by your customer, you will receive a notification regarding the success or failure of the payment (OVO Transaction) made by your customer. Maybe this is because you haven't activated your OVO Merchant account. To overcome this you can download the OVO Merchant Application through your respective device. Log in to the OVO Merchant Application and activate your OVO Merchant account by agreeing to the applicable "Terms and Conditions of Merchant" available on the OVO Merchant Application. Make sure you replace your old OVO QR code sticker with a QRIS equipped with the GPN logo to accept OVO Transactions. If you have received a QRIS code sticker with the GPN logo, you can throw away your old OVO QR, but make sure to tear it up first so that it is not misused. Can. You can display QRIS through the OVO Merchant Application, by selecting the "business profile" menu and clicking "QR code" to display the QRIS code.

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Are you planning to buy an automatic car? Or planning to ride it in the near future? Maybe you already know that the way to drive an automatic car is different from the usual car, which shifts the gears manually. Automatic cars have automatic transmissions, where the automatic car gearshift system is designed to be able to move without having to step on the clutch pedal. Automatic transmission has two types of systems, both of which are also known to be simpler and easier, namely semi-automatic and automatic systems. This is How to Check Jakarta Number Plates, Easy! Even though it's automatic, it doesn't mean that driving an automatic type car is just playing the gas and brakes. You also have to be required to have a good feeling in measuring engine power because automatic cars also have transmissions that you can adjust depending on your needs. You will meet the automatic transmission lever with the code P, R, N, D, D3, 2 and L. If you are a new player in driving an automatic car, you are definitely confused by the letters and numbers that are rarely found. 9 Ways to Get Rid of Stickers on Motorcycles, Smooth Back Again! How to Check Vehicle Number Plate Owners Online, Easy! Complete Car Window Film Price List, Must Know! Well, to help you recognize a dead car gear, Qoala will explain in full about automatic car gear, from how to drive it, the meaning and function of each of the codes above and other information you need to drive an automatic car through this review.

If it's your first time driving an automatic car, you may be a little confused about how to drive it. Especially if you are used to using a manual car, which has a different way of operating the gear from the automatic one. This is because you don't have to adjust the clutch or shift gear because it's done automatically. You just need to stop and go without shifting gears or playing the clutch. But if you are not used to having to be careful, you might get confused between the brake pedal and the pedal or the wrong way to use the automatic car gear. Not infrequently heard of accidents because they are not familiar with how to shift gears automatic cars that are not familiar. Therefore you must know some important things in how to drive an automatic car below. As a beginner you need to be careful so that the lever is always in the correct position. First before starting the engine, the lever position must be in the P position or in the N position. Do not position the lever in reverse or R, that position is used to reverse. If the lever is in the R position, the car will not start when it is started.

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When you enter the key, do not immediately start the engine. You should wait for the needle to spin until the indicator is active or lit which indicates the electricity is ready. Some types of automatic cars provide an indicator in the form of sound when the car is really ready to be started. When first starting, it is recommended to step on and hold the brake pedal for safety reasons because you are afraid that the car will suddenly accelerate forward. Some automatic cars have an automatic procedure that keeps the engine running if you don't press the brake pedal, although some don't. When the engine is on and you want to start moving, the first step that needs to be done is to change the gear position of your automatic car which was originally in position P or N, to position R to go backwards or D to go forward. It is important to depress the brake pedal at the same time as moving the lever in gear. This method can prevent damage to the machine. The transmission lever aka gear or automatic car gear is an important component that affects the speed of the car.

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