Bank Permata launched various types of ATM cards as a non-cash transaction medium for its customers. Are you familiar with the cards? If not, let's see the complete information in this article! As one of the largest private banks in Indonesia, Bank Permata has a wide variety of savings products. Therefore, it is not a coincidence that Permata Bank provides many types of ATM cards. The ATM card issued by this bank can be used as a debit to make payments in Indonesia or abroad. In addition, the transaction limit is also adjusted to the customer's transaction needs. So, what are the types of atm cards released by Bank Permata? Instead of getting more curious, you better immediately listen to the full review below. Permata Bank launched various types of ATM cards as a means of non-cash banking transactions for customers. PermataME is an ATM card from Bank Permata which also functions as a debit card. For payments or purchases, this card works with Visa so that it can be used abroad.
Applicants only need to fill out a new card application form and bring a valid ID.
Customers can have a PermataME card by opening a PermataME account. Users of this card will get cashback every time they make online shopping transactions, online transportation, or watch movies at the cinema. PermataME ATM card transaction limit that is allowed by Bank Permata for cash withdrawals is 20 million rupiah. If the balance left in the account after the nominal transaction is at least 1 million rupiah, the customer will not be charged a cash withdrawal fee. The PermataME Card can transfer money to other Permata Bank accounts in the same currency of 75 million rupiah, while with a different currency the maximum nominal is 50 million rupiah. For online transfers between banks, the transaction limit for this Permata debit card is 50 million rupiah. The fee for replacing the PermataME ATM card set by Bank Permata if it is lost or damaged is IDR 15,000. If the card is expired or will expire in 3 months, then the fee is free. Applicants only need to fill out a new card application form and bring a valid ID. The next type of ATM and debit card from Permata Bank is PermataDebit Plus GPN.
This card uses the National Payment Gateway (GPN) system so it can only be used for transactions on local ATM networks in the country. PermataDebit Plus GPN ownership can be obtained by opening a new savings account at Permata Bank. This debit card user is exempt from card administration fees according to the type of deposit product or account they have. Every day, PermataDebit Plus GPN card users can make cash withdrawals of a maximum of 20 million rupiah. Or, customers are only limited to 10 transactions a day. Customers can make purchases of up to 20 million rupiah. PermataDebit Plus GPN ATM card users can transfer money online to different bank accounts up to a maximum of 50 million rupiah per day. For fellow Permata Banks, the limit for transactions in the same currency is 75 million rupiah and with a different currency a maximum of 50 million rupiah. If it is lost or damaged, the customer can contact PermataTel or visit the Permata Bank branch office with an ID card. The cost of replacing this Permata Bank ATM card is Rp. 15,000,-. The customer will not be charged if the card being replaced has entered the expiration period or will expire in 3 months. As the name implies, PermataDebit Plus Visa cooperates with the Visa network which can be used for payment transactions abroad. These ATM and debit cards are also available in digital form that can be accessed at PermataMobileX. PermataDebit Plus Visa can be owned by customers who open a new account at Bank Permata.
Meanwhile, online transfers between banks are a maximum of 50 million rupiah.
Users can withdraw cash using this debit card up to 20 million rupiah at an ATM machine per day or a maximum of 10 transactions. The transaction limit for PermataDebit Plus Visa ATM card shopping from Permata Bank is a maximum of 20 million in a day. Money transfers to fellow Gems in the same currency can reach 75 million rupiah and 50 million rupiah in different currencies. Meanwhile, online transfers between banks are a maximum of 50 million rupiah. The fee for issuing a PermataDebit Plus Visa card if it is lost or damaged is Rp. 15,000. If the debit card has expired or will expire in 3 months, the customer will not be charged any fees and only need to attach a personal identity card to get a replacement. AirAsia Debit Plus is an ATM and debit card from Permata Bank in collaboration with AirAsia airlines.
Customers are charged a monthly administration fee of Rp.
This debit card uses the Visa network so that customers can make transactions while abroad. The AirAsia Debit Plus card can be obtained by opening an AirAsia PermataTabungan account. Users can make cash withdrawals at ATM machines up to 20 million rupiah or a maximum of 10 transactions. Customers are charged a monthly administration fee of Rp. 15,000 if the average monthly balance is less than 5 million rupiah. The limit for shopping transactions using an AirAsia Debit Plus ATM card from Bank Permata is 20 million rupiah. Every time you make a purchase, customers will get BIG Points that can be collected so they can get discounts or exchange them for attractive prizes. The AirAsia Debit Plus card can transfer money to other Permata in the same currency up to a maximum of 75 million rupiah and in a different currency of 50 million rupiah. For online transfers to other banks, users can transfer up to 50 million rupiah. If the AirAsia Debit Plus card has expired or will expire in 3 months, the user can apply for a free card change by attaching a personal identity card. However, if the card is lost or damaged, the fee for replacing this Permata ATM card is IDR 15,000. PermataPriority Debit Plus is a type of Permata Bank ATM card intended for priority customers. This card, which also functions as a debit, can be used as a non-cash payment instrument abroad as long as it is still on the Visa network.
PermataPriority Debit Plus users can enjoy cashback benefits every time they make a transaction at a merchant network that cooperates with Bank Permata. The payment limit for this debit card is 100 million rupiah and shopping purchases are 50 million rupiah. Customers can withdraw cash up to a maximum of 20 million rupiah using PermataPriority Debit Plus. Transfer to fellow Gems in the same currency is 100 million rupiah and with a different currency a maximum of 75 million rupiah. For online transfers to other banks, users can send up to 50 million rupiah. Replacement of a lost or damaged PermataPriority Debit Plus card is subject to a fee of IDR 15,000.