When is a Credit Card Billed

The amount depends on the financial transactions that have been made with the credit card. When you want to pay credit card bills, of course, it's not only the availability of money that you have to pay attention to. The due date is the date or deadline for which you must pay the credit card bill. After the last date the payment has not been received by the issuing bank, it means that there is a delay. Generally, credit card bill payments are due every 15-20 days after the print date or bill issue date. If the billing date is every 5th, then the due date is between the 20-25th of the same month. This provision depends on the policy of the credit card issuing bank you are using. Once passed, you will be subject to interest as well as late fees on your credit card bill for the following month. So, it is certain that the next month's bills will swell and become a financial burden. Therefore, always be disciplined to pay bills before the due date. We recommend paying your credit card bill about 5-7 days before the due date.

However, this method of payment has a big risk.

If necessary, auto-debit directly from the savings account, so that there are no words of forgetting or being late paying credit card bills, and avoiding the risk of current interest and large fines. Credit card issuing banks generally set a minimum payment of 10 percent of the total bill to be paid. For example, if you have a bill of IDR 3 million, then the minimum payment amount is IDR 300 thousand. As a result, many users cannot escape this minimum bill payment or minimum payment. However, this method of payment has a big risk. Your debt will increase. Because when you only pay the minimum bill, then in the following month you have to pay 10 percent of the total bill, plus the rest of the previous credit card debt, plus the interest. If it is not paid in full, the calculation will continue like that. We recommend paying credit card bills in full to be free from interest costs and piles of debt. Paying credit card bills nowadays is very easy. This can be done offline by visiting a bank branch office or online. However, to be more practical, save time and effort, it is better to pay credit card bills online. Through SMS Banking, Mobile Banking, Internet Banking, e-commerce, and fintech. Especially during this pandemic.

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Bank services are restricted to prevent the spread of the Covid-19 virus. So, just pay credit card bills from home. In addition, online payment of credit card bills also requires administrative costs that are not too large, such as paying directly via bank tellers. At most only Rp. 5 thousand to Rp. 10 thousand. If you make a cash deposit via a bank teller, you will usually be charged a fee of around Rp. 25 thousand to Rp. 100 thousand. The difference is very far right? Even credit card bill payments in e-commerce often have discount offers, vouchers, cashback. Not bad can be more efficient and cheaper. Some say credit cards are 'devil cards'. That's because the convenience and facilities offered are able to 'dark the eyes' of its users. Whether it's spending limits, cash withdrawals or cash swipes, consumer spending, until they are used to pay other debt installments. Actually, it's legal, after all, it's your credit card. It's just that such use is not wise. You alone will bear the risk, such as credit card bills swell. That's because the use is not controlled or restricted. If your credit card spending is not proportional to your income, it will be difficult for you. Unable to pay the bill in full and before the due date. There is, you will always pay the minimum bill at a tight time. This can harm you because in the end you will fail to pay and affect your credit history or credit score at OJK SLIK. So, use a credit card according to your needs and ability to pay. Not because of prestige and lifestyle alone.

Are you planning to buy an automatic car? Or planning to ride it in the near future? Maybe you already know that the way to drive an automatic car is different from the usual car, which shifts the gears manually. Automatic cars have automatic transmissions, where the automatic car gearshift system is designed to be able to move without having to step on the clutch pedal. Automatic transmission has two types of systems, both of which are also known to be simpler and easier, namely semi-automatic and automatic systems. This is How to Check Jakarta Number Plates, Easy! Even though it's automatic, it doesn't mean that driving an automatic type car is just playing the gas and brakes. You also have to be required to have a good feeling in measuring engine power because automatic cars also have transmissions that you can adjust depending on your needs. You will meet the automatic transmission lever with the code P, R, N, D, D3, 2 and L. If you are a new player in driving an automatic car, you are definitely confused by the letters and numbers that are rarely found. 9 Ways to Get Rid of Stickers on Motorcycles, Smooth Back Again! How to Check Vehicle Number Plate Owners Online, Easy! Complete Car Window Film Price List, Must Know! Well, to help you recognize a dead car gear, Qoala will explain in full about automatic car gear, from how to drive it, the meaning and function of each of the codes above and other information you need to drive an automatic car through this review.

If it's your first time driving an automatic car, you may be a little confused about how to drive it. Especially if you are used to using a manual car, which has a different way of operating the gear from the automatic one. This is because you don't have to adjust the clutch or shift gear because it's done automatically. You just need to stop and go without shifting gears or playing the clutch. But if you are not used to having to be careful, you might get confused between the brake pedal and the pedal or the wrong way to use the automatic car gear. Not infrequently heard of accidents because they are not familiar with how to shift gears automatic cars that are not familiar. Therefore you must know some important things in how to drive an automatic car below. As a beginner you need to be careful so that the lever is always in the correct position. First before starting the engine, the lever position must be in the P position or in the N position. Do not position the lever in reverse or R, these positions are used to reverse. If the lever is in the R position, the car will not start when it is started.

When you enter the key, do not immediately start the engine. You should wait for the needle to spin until the indicator is active or lit which indicates the electricity is ready. Some types of automatic cars provide an indicator in the form of sound when the car is really ready to be started. When first starting, it is recommended to step on and hold the brake pedal for safety reasons because you are afraid that the car will suddenly accelerate forward. Some automatic cars have an automatic procedure that keeps the engine running if you don't press the brake pedal, although some don't. When the engine is on and you want to start moving, the first step that needs to be done is to change the gear position of your automatic car which was originally in position P or N, to position R to go backwards or D to go forward. It is important to depress the brake pedal at the same time as moving the lever in gear. This method can prevent damage to the machine. The transmission lever aka gear or automatic car gear is an important component that affects the speed of the car.

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